About - Richer By Design

I help people take control of their money so they can live the life they actually want.

I’m Alex, the founder of Richer By Design and your no-nonsense guide to building a life where your time—and money—actually work for you.

How It All Started

As a millennial with a Master of Business Administration degree and years of professional experience in finance, I know what it’s like to feel stuck in the grind. Long hours, corporate burnout, and slow progress on my personal goals left me searching for a better way to live—and earn. I’m a firm believer that life is too short to spend trading time for money in a system that barely moves you forward.

My personal finance journey started with a desire to take control of my time and money. Along the way, I dove into investing in stocks, stashing cash in high-yield savings accounts, building retirement savings, and leveraging FSA and HSA accounts. I hustled through side gigs, optimized credit card perks, and even started my own online business. From budgeting hacks and savings tips to making extra income and smarter investments, I’ve learned (and tested) what works and what doesn’t—through personal experience and tons of vetted research. That’s when I dove headfirst into building an online business and designing a life that aligns with my goals.

I created Richer By Design to help others do the same. Here, you’ll find practical advice on budgeting, wealth-building strategies, and starting an online business that works for you. I share everything I’ve learned—what’s worked, what hasn’t, and the tools that have made the biggest difference in my life. If you’re ready to ditch the grind and take control of your financial future, let’s make it happen together.

Benefits of Reading Rich By Design

Save Smarter, Not Harder: Learn how to start investing and saving money—even if you’re a complete beginner. From leveraging high-yield savings accounts to taking full advantage of FSA and HSA accounts, discover how to make every dollar go further.

Grow Your Wealth: Whether you’re exploring side hustles, launching an online business, or automating passive income, you’ll find practical ways to boost your income without burning out. Understand how your money can work for you over time with the right strategies.

Set Yourself Up for Financial Success: Learn how to reduce debt, build a robust emergency fund, and plan for retirement. I’ll show you how to put your money to work in ways that make sense for your future, without relying on a complex, one-size-fits-all approach.

Take the Guesswork Out of Budgeting: Discover simple, free-to-low-cost ways to budget and manage your money without overcomplicating things. Whether you use apps, spreadsheets, or old-school pen and paper, find a system that helps you stay on track with your financial goals.

Why It Matters

Personal finance is not a one-size-fits-all endeavor, and I encourage you to find the strategies and approaches that work best for you!

Cut Through The Noise

Managing money can feel like an uphill battle, especially when there’s so much conflicting advice out there. Richer By Design was created to cut through the noise and give you actionable tools and strategies to make informed financial decisions—no complicated jargon or unrealistic promises.

Support

Personal finance should empower you, not box you in. Whether you’re pursuing a traditional career path, diving into a side hustle, or building a non-traditional lifestyle, I’m here to help you discover what aligns with your values and goals. Personal finance should empower you, not box you in.

Design Your Dream Life

Design your ideal rich life where you’re no longer stressing about how to make ends meet or wondering if you’re saving enough for the future. This blog is here to help you get there by simplifying the path to financial clarity and freedom.